Thank you for your question.
I am a Solicitorr and will assist you.
It is normal to submit your application to the court at the same time as submitting your application for Decree Absolute - both will then be dealt with. The current court fee for submitting a consent order is £50.
It always my advice that no division takes place until a consent has been approved by the court. I say this because no agreement is legally binding until it has been approved by the court. Despite you having acutally paid your wife the agreed sums - because the court has not approved the same - your wife could make a claim in respect of the matrimonial finances to say it was unfair.
If you do not officially deal with the issue of matrimonial finances and obtain a court order - then yes - your wife could make a claim in the future for a financial cliam ( this of course works both ways) .
You should instruct a solicitor to prepare the clean break for you - to protect your position for the future. This would cost circa £200.
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