I guess I need to know what it means to me to sign the 'consent and indemnity agreement' I have been sent.
So the third party will deal with the insurance company and have no knowledge that I have to pay the final bill? The third party won't have to deal with me directly?
Also, if I can't afford to pay the final bill in one payment would you anticipate that the insurance company would allow me to pay back in installments?
The indemnity form was sent to me by a law firm acting on behalf of the insurer. Do you think it would be acceptable for me to ring them directly and ask the question about how much I will have to pay - or do you think I should contact the insurance company?
Also, will they offset any costs due with the fee I paid for the original insurance? This was over £500 and if my policy is deemed not to have existed would the insurance company just keep this money?