Hi thanks, Alex.
all payments paid by DSS direct, this was part of my total benefit allowed since about 4 or 5 years ago, maybe 4 1/2 years ago. when I was awarded benefit of pension credit and housing assistance, amongst all the other help I was entitled to.to find the exact dates of every monthly payment I would have to search through all my mortgage statements.
Yes I guess so,as it was part of my overall benefit, and they were quite willing in their letter to me, to say what my intentions regarding the credit, and indicated if I did not contact them it would be automatically paid off my capital loan, reducing the balance by £6500.
Ok thanks ,i guess I should have just let sleeping dogs lay, so to speak, but I queried the DSS about the time I was awarded the housing assistance, and as explained in my message to you, they replied ,there was no problem, and I have filled in a form to them several times confirming my mortgage details and ground rent have not changed,I guess it would have been better to have not responded to the mortgage lenders letter, and just allowed the credit to reduce my capital balance .Wiser now in hindsite. I guess I can only wait and see the response of the lender and any action they take.
I,m going to write to them, and explain I have decided to allow the credit to reduce the capital, and see what happens, thanks for your honest opinion. Can you foresee any problem if I correspond to them in that vane.???