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please note that the problem was resolved shortly after your communication, apparently the receiving bank or beneficiary furnished an error code which prevented completion of the transaction, however all monies were returned to my account. Unfortunately busines arrangements had to be deferred, and I flew home, leaving my computer in the Philippines, someone has kindly brought it back for me which is why it has taken so long to respond to your request for further information. I am happy with the outcome, and the availabilty, and response of your service was reassuring. Thank you