It was indeed a gift as noted from the use of the 7 year tax break. Just our loose use of the word. Something you as a solicitor would pick up on. I regarded it as a gift from day one and still do so not expecting a return on the loan/ gift.
I always regarded it as a gift utilising the 7 year tax break. I still do and do not expect or anticipate its return.
But it was a gift.
5. You are welcome.