How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Jo C. Your Own Question
Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 70414
Experience:  Over 5 years in practice
12826847
Type Your Law Question Here...
Jo C. is online now

Can you go into prison by not paying your credit card. The

Resolved Question:

Hi can you go into prison by not paying your credit card.
The amount o/s is ,17000.
It is my dads card. He borrowed it to family members who hv let him down and not paying.
I rang his crd company and told them he gave the crd to family members about they not paying but he on benefits and has mental health issues and agreed to send a medical letter. However the letter his gp has referred him but it has not been diagnosed. Because of this can my dad go to prison.
I am happy to pay for my dad as my dad is on benefits and I can only pay 60.00.my dad is stressed he does not want to go to prison.he has no criminal record.he just gave the crd to help my cousins but now they not paying. In the last they HD always paed his crd in full
Submitted: 1 year ago.
Category: Law
Expert:  Jo C. replied 1 year ago.
Hi.
Thank you for your question. My name is ***** ***** I will try to help with this.
He can't go to prison for debt but they could seek a CCJ against him if he doesn't pay. He is liable for the card. His own internal arrangements with family members are not the problem of the creditor I'm afraid.
But this will not lead to custody.
Can I clarify anything for you?
Jo
Jo C. and other Law Specialists are ready to help you