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The accident happened yesterday and the person has already said they would like to go through the insurer, after chatting to him he said he would be happy to accept a payment of £3000 which is a lot more than the damage that was caused
I'm aware that the insurers would not like to touch the case as it would be void, I was more concerned about the possibility of more penalty points/court fees etc, I was just enquiring as to what I would be likely to receiving in that way as I'm afraid I may lose my licence?
So basically there's 6 points undeclared on the insurance policy, if there was a claim made and the insurance was voided then would penalty points be given for driving with void insurance? I'm really panicking because I'm very busy so it's just a case of not getting round to alert the insurer after having received the fine and penalty points
Thank you ever so much for your time, I obviously had the worst possible outcome on my mind! I didn't want to succumb to the pressure and pay £3000 unnecessarily but also I didn't want to go ahead with the claim and be penalised for not informing the insurance company of the points I had accumulated as I cannot afford to lose my driving licence, neither party has yet accepted liability because there was fault on both of us, what would be the most likely outcome if a claim was made and it went to court?
No that's how much he wanted to settle it without going through the insurance company
No that's how much he wanted to settle it without going through the insurance company in my opinion the damage is much less and he's trying to pull a fast one