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I am employed by a funeral director who gave me me one of the company's vehicles to drive that it seems I was not put on the insurance for that vehicle. I am however on the insurance policy for the hearse I drive, as was there when my employer put my name onto the insurance policy. Last week I was pulled over for using a mobile phone and when the police officer checked the insurance for the coroners van, I was shocked to discover that I do not appear as a designated driver. My question is in two parts, so firstly what happens to my boss for giving me, an employed driver, a vehicle that is not insured and will I lose my license as I already have three points for being caught once before for mobile phone use, if my only means of making money is by being employed as a driver as i have no other skills.
I did indeed believe I was insured for all the vehicles that I drive on a weekly basis and have done so for the past three years when I was first employed as a part-time driver by the owner of the funeral parlour
It is indeed a new offence for using a mobile phone so with the 3 I have, would be six and another 6 for driving a vehicle would make it twelve. As I have no other sell-able skill, if my license is revoked, I will not be able to make a living. I believed that as I was employed as a company driver all the vehicles would be covered by a commercial insurance, but it seems they are on private insurance, instead of commercial insurance policies.
He is insisting that I lie and say that I am not employed by him and that I was doing a favour of moving furniture, instead of picking up coffins.
Would he not be in court for the offence of not insuring the vehicle in the first place, as it seems it is the other side of the same offence, surely the case would be be heard together?
surely as they are both offences he has to face the music?
Last question and thank you for your expert advice without any legalese to confuse me.