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Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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I was in uk years.i had some defaults on my credit

Customer Question

hi i was in uk for 2 years.i had some defaults on my credit report which are paid off recently.I do not have any CJJ on my name.
I want to apply for dependent visa.will my bad credit history affect my application.
Also i applied for b1/b2 usa visitor visa from uk which was rejected because of insufficient family ties .
will this affect my dependent visa application.
thanks
namita
Submitted: 1 year ago.
Category: Law
Expert:  Ash replied 1 year ago.
Hello my name is ***** ***** I will help you.
Yes they do consider your credit history. Defaults are not as bad as a CCJ, but they still consider it.
Can I clarify anything for you about this today please?
Alex
Ash and 3 other Law Specialists are ready to help you
Customer: replied 1 year ago.
can visa be rejected bcs of bad credit history
Expert:  Ash replied 1 year ago.
Yes it can.
Alex
Customer: replied 1 year ago.
all the default account payemnt is been made and account are closed?will this affect.
Customer: replied 1 year ago.
I read only CJJ affects.for default there is no issue.all the default have been paid and accounts are closed.still it can cause problem?
Expert:  Ash replied 1 year ago.
UKBA can consider defaults as it shows your history. But after 6 years it does not matter as they are off.
Alex
Customer: replied 1 year ago.
for tier 2 dependent visa?what can be done if visa rejected because of default.
Expert:  Ash replied 1 year ago.
You could appeal that decision.
Alex