How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Jo C. Your Own Question
Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 70535
Experience:  Over 5 years in practice
12826847
Type Your Law Question Here...
Jo C. is online now

Got £12,000 debt through post loan taken out with ex partner

Resolved Question:

Got £12,000 debt through post loan taken out with ex partner I willing to pay half be I don't know where she lives can I do something to sort paying my half
Submitted: 1 year ago.
Category: Law
Expert:  Jo C. replied 1 year ago.
Hi.
Thank you for your question. My name is ***** ***** I will try to help with this.
Is it in both names?
Customer: replied 1 year ago.
Yes
Expert:  Jo C. replied 1 year ago.
Are you jointly and separately liable?
Customer: replied 1 year ago.
Was giving her extra money on loan to pay back over period of time until she up and left
Expert:  Jo C. replied 1 year ago.
Ok.
So are you jointly and separately liable?
Customer: replied 1 year ago.
Separately liable
Expert:  Jo C. replied 1 year ago.
For half each?
This would make a difference so it is important it is accurate.
Usually loans are joint and separate liability.
Customer: replied 1 year ago.
Sorry joint loan
Expert:  Jo C. replied 1 year ago.
Ok.
Does she have any money?
Does she work?
Customer: replied 1 year ago.
Think she works up north
Customer: replied 1 year ago.
Any ideas what I can do
Expert:  Jo C. replied 1 year ago.
You are liable for the full amount as far as the creditor is concerned.
What you could do is apply to add her as a further defendant to the claim.
Another alternative though is to pay the loan and then sue her for her half. You could do so here
www.moneyclaim.gov.uk
If she works then she would probably be worth suing.
I realise that you don't have her address but that is simple solved by using a tracing agent which are cheap enough and fairly quick now.
Can I clarify anything for you?
Jo
Jo C. and other Law Specialists are ready to help you
Customer: replied 1 year ago.
No that's fine thanks