How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask LondonlawyerJ Your Own Question
LondonlawyerJ
LondonlawyerJ, Advocate
Category: Law
Satisfied Customers: 814
Experience:  Solicitor with over 15 years experience.
76316425
Type Your Law Question Here...
LondonlawyerJ is online now

I had a car crash in Nov. 1987 [aged 42] when dragged out of

Customer Question

I had a car crash in Nov. 1987 [aged 42] when dragged out of burning car , hit from behind by artic lorry on hard shoulder of M-way. .. 12 stitches in head , otherwise seemed OK, apart from certain slowness of mind !
Then in Sept.2011 I suffered 'overly robust massage' by 30 yr old spanish chap, for tennis back ache, and emerged hardly able to walk .. weeks to be weel enough to return to office ; that was over 4 yrs ago .. never fully recovered to play sports or run again, though otherwise seem fine .. except lost mental drive !. Notified Massage Company immediately, and underwriters Hiscox .. they offered £5,000 which i refused .. now claim 3 yr time-barred ? What can I do ?
Submitted: 1 year ago.
Category: Law
Expert:  LondonlawyerJ replied 1 year ago.
Hello, I am a solicitor with 20 years experience. I will try to answer this for you.
Is there a reason you did not start proceedings within the 3 year time limit.
Customer: replied 1 year ago.
Mental apathy .. large part of legacy from crash, results in abhorrence of facing any major obstacle . Financial disaster as just time when I should have been preparing my IFA business for sale - and my good secretary left for London!
Customer: replied 1 year ago.
sent 3 1/2 hrs ago .. anyone there ?
May add that Hiscox underwriters did say their £5k offer was not open indefinately ... but that aspect [physical AND mental] is just my problem ! In retrospect, I should NOT have assumed my notifying THEM constituted same as notifying Court - and should have instructed a no win/no fee lawyer. But that STILL should not rule out valid claim .. Insurers' moral liability alone ?
Expert:  LondonlawyerJ replied 1 year ago.
It doesn't sound like you will be able to extend the time limit. This can be done when there is a long delay between incident and onset of symptoms or you are a patient under the Mental Health Act, but rarely in any other circumstances.