How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Ash Your Own Question
Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
75100385
Type Your Law Question Here...
Ash is online now

I am in dispute with a bank over a personal guarantee I

Resolved Question:

Hi
I am in dispute with a bank over a personal guarantee I gave for a liquidated ltd company.
I signed the guarantee in 2010 and I also dated the guarantee.
When I dated the guarantee I put on the date 2016 instead of 2010.
The bank have been very aggressive to date, in trying to enforce this guarantee threating court action etc. All of this has been carried out by the bank via email or letters.
Initially the bank insisted, my guarantees given totalled 48k and they were calling in 29k I informed the bank that they were wrong with the amount of 29k and they have dropped this figure to 25k.
I informed the bank that the guarantee in question was dated 10 oct 2016
I did not hear from the bank for 6 weeks - yesterday I had a voice mail asking for me to call them.
Should I call the bank? or should I ask the bank to write to me ? is the guarantee invalid
because it was dated incorrectly.
Kind regards Geoff
Submitted: 1 year ago.
Category: Law
Expert:  Ash replied 1 year ago.
Hello my name is ***** ***** I will help you with this GeoffWas the guarantee witnessed or signed by the bank? If so I assume it would have been in 2010?Alex
Ash and 3 other Law Specialists are ready to help you
Expert:  Ash replied 1 year ago.
Calling now. ALex

Related Law Questions