Hello my name is ***** ***** I will help you.
Why did you admit the debt please?
Do they have a recording of the admission?
Yes it would. If they don't have it then you are ok. If you did make an admission then the six year time limit under the limitation act 1980 would start again.
But you need that recording - no recording is no admission.
Can I clarify anything for you about this today please?
Indeed. But if there are proceedings they can be stayed pending outcome. There is no other quicker way sadly.
Probably 50% of the debt. You can contest any debt so a ccj could be six months away. Alex
You would just file a defence initially. In any event if it went to court as a contested hearing, they would need to submit the recording away. Does that clarify? Alex
Indeed. If I could invite you to rate my answer before you go today please, otherwise the site does not credit me for the time spent with you today. Thanks and good luck. Alex