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Thanks for your enquiry and am sorry to hear of your loss.
Whenever someone dies, their Estate is under a duty to pay off all debts PROVIDED there are sufficient monies in the Estate to pay them.
Hence, if your Husband left his own assets/bank accounts and there was enough money in the pot to pay off the Hitachi loan, after the funeral had been paid for, then this money should be used to pay them off.
If all of your Husband's monies were in joint accounts with you, or he did not leave any monies of his own, then you are NOT under a duty to pay off Hitachi out of your own funds, and the debt will be written off.
I hope this assists and sets out the legal position.
Please let me know if you require any further clarification.
Thanks for your reply.
In theory, provided your Husband did not leave any of his own assets, you are entitled to claim back the monies you have paid since he passed. Whether Hitachi will accommodate your request is another matter- ie you may find it hard to recover the payments.
If I have assisted, I would be grateful if you could rate my answer.
Thanks for your further question.
You will need to write to them, setting out the payments you have mistakenly made and request a full repayment within 14 days.
Please rate my answer, if I have helped.
Hi Janice, you're welcome. Enjoy your weekend. Best Wishes Al