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Hi Serena, thanks for your enquiry. As your commercial property is not your "home" (ie a residential property and one in which you are not living) then you are certainly NOT caught by the additional SDLT rate. Therefore, on the basis that you do not own a house already, then no SDLT will be payable on your purchase unless you do NOT intend living there. I hope this assists you and clarifies the legal position. Kind Regards Al