What type of finance is this?
How far are you into the agreement?
And how long is it for ?
OK. They could get a repossession order then. You are not far enough into the agreement for that to be impossible.
Usually they do not want a repossession order as most cars are in negative equity but there you have it.
You can’t go to prison. Nobody goes to prison for debt in the UK. The only exception is for non payment of criminal fines and CSA payments and tax debt. Even those things are rare.
But they could repossess the car I’m afraid. It is quite unlikely that they would but it is a possibility.
Can I clarify anything for you?