Hello Lucy my name is ***** ***** I will help you with this.
Did you fail to declare any chance in circumstance please?Alex
Ok - then you dont need to worry. However if you dont have them or you dont send them, they can contact your bank and get copies. They do not need your consent.So even if you refuse to co-operate they can investigate.
But if you havent failed to declare anything, then you have nothing to worry about.
Can I clarify anything for you about this today please?Alex
Then you can get your friend to confirm that they lent you the money, especially if it was transferred direct from his/her account to yours.
Does that clarify? Alex
Well they only suspect at this stage, they want to hear your version before they investigate any further.
Even if they find that you have failed to declare then you can appeal that decision. It would then go before a Tribunal who will decide whether HMRC is right or not. But they are independent and nothing to do with HMRC.
If there is no evidence, they wont investigate. They just think there is a suspicion at this stage - nothing more than this.
You tell them he left, then there is nothing they can do. But they can get your bank statements.
Can I clarify anything? Alex
HMRC sub contract this out to Concetrix. Then if you dont trust them dont provide any information and HMRC can use their powers under the law to get the information direct from the bank.
Or write and ask for evidence from HMRC that you are being investigated.
That is the other option.
Can I clarify anything else for you about this today please?Alex
If I could invite you to rate my answer before you go today please, otherwise the site does not credit me for the time spent with you today. Thanks and good luck. Alex