Hello my name is ***** ***** I will help you.
When you say some years ago, how many years please Angela?Alex
When was the last payment? Have they confirmed within the last 6 years that they do owe the debt?
Can they confirm the debt is owed now? Will they do this?
Ok - thats ok then, because under the Limitation Act 1980 you only have 6 years to claim a debt back then it becomes time barred, UNLESS they have admitted the debt in the meantime, which they have here.
You need to write and set out your losses and request payment within 14 days or say you will go to Court within 14 days. You should make sure you send this signed delivery and keep a copy.
If they do not pay you then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://s3-eu-west-1.amazonaws.com/hmctsformfinder/n001-eng.pdf and take it to your local County Court.
The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce.
If the claim is for £10,000 or less it will be a small claim so you will not need legal representation. Over this value you would need representation for trial.
Can I clarify anything for you about this today please?