Under normal circumstances, once there is a charging order or a charge against the house, the lender loses the right to enforce by any other means except applying to court for an order for sale which may or may not succeed depending on the amount of the debt, the value of the house, and the mortgage outstanding..
Have the bailiffs called house?
Is the creditor threatening that action?
If we could have the background detail, that would be helpful.
I had a client and hence I couldn’t get back to you immediately. If you want to make another request for a telephone call, I can call now if you still wish to speak.
They cannot take goods without a court order and they cannot get that court order if the debt is secured.
I’m assuming that this debt is not a personal guarantee in respect of rates or council tax or any other money owed to the local authority or the government and it is not in respect of any fine..
What you have done is exactly the right course of action.
You need to resubmit the request and it will connect us.
What we have been discussing have been County Court claims, not High Court claims. It is still possible for the High Court Enforcement Officer to apply for a warrant of control even if there is a charging order as you will read here.
We have since spoken at length. Best wishes. FES
I am available this afternoon.
Do you want me to call now? I have 10 minutes.