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JGM
JGM, Solicitor
Category: Law
Satisfied Customers: 11153
Experience:  30 years as a practising solicitor.
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What do you do if a statutory demand notice is not answered?

Customer Question

What do you do if a statutory demand notice is not answered?
Submitted: 1 year ago.
Category: Law
Expert:  JGM replied 1 year ago.

You can proceed to apply for the persons bankruptcy if th debt exceeds £5000. You do this by way of petition to the court. Go to www.gov.uk/apply-to-bankrupt-someone/overview for information. Happy to discuss. I hope that helps. Please leave a positive rating so that I am credited for my time.

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Customer: replied 1 year ago.
i have been told that if the debt is 6 years old then he does not need to reply is this true. Kindly clear this, and if so, what am i to do to proceed further? the debt is nor commercial but personal.
Expert:  JGM replied 1 year ago.

If a debt is more than six years old it might be time barred and as such any attempt to pursue it would be invalid. See online the Limitation Act 1980. It is important that no acknowledgement or admission of the debt by the debtor has been made within the last six years and that no court proceedings have been commenced within that period. A creditor can still chase the debt but is unable to use legal proceedings in court to force the debtor to pay. I hope that helps. Please leave a positive rating so that I am credited for my time.