Hi, thank you for your question. Please confirm:
-Are you in England or Wales?
-Is your name on the title, if so in what shares?
-Are/were you married to him?
Thank you for confirming. As you are not married legally you are each only entitled to a share in accordance with how the title of the property is held (therefore 50-50). In relation to the loan, you would need to prove that there was agreement or intention that you would both jointly share the costs of this loan.
If he is not agreeing for you to buy out his share then you would need to consider pursuing an application to court to deal with this.
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The form is form N1 and there is a £355 court fee to your local county court. You do not necessarily require a solicitor to represent you but of course that will make it easier to deal with to ensure the procedure and law is followed correctly.
Costs will be for you to bear and the court can consider your partner paying costs if he causes a delay to the proceedings or does not engage.
The cost of legal representation will vary depending on the solicitors/barristers you use but estimates would be in the starting range of £2,000 to £5,000.
Also, yes if he refuses to sign transfer papers (depending on the court making an order) a judge can sign it instead of him.
The general rule is for the losing party to pay the other's costs in civil proceedings but the judge has discretion on this. You must follow all the relevant protocol, including pre-proceedings to avoid risking you having to pay any costs - you can see more here: https://www.justice.gov.uk/courts/procedure-rules/civil/rules/part-44-general-rules-about-costs