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Hello my name is ***** ***** I will help you with this.
Are you still paying it please?Alex
Sure thats fine. I asked are you still paying the mortgage please?
Ok. If you have been Missold then you have 6 years in which to make a complaint.
If you have been Missold then you can complain to the financial ombudsman too, after the mortgage provider has investigated. You can go to the ombudsman once you have had the final response, they offer a free, independent service and can examine your complaint at www.financial-ombudsman.org.uk
Can I clairfy anything for you about this today please?
Yes it's more limited. But if they told you one thing and delivered another this is breach of contract by misrepresentation. But if you just didn't read the terms or didn't make sure you could afford payments this is harder to argue.
You would need to show they have lied about something. The bank can investigate through their formal corporate complaints procedure. You can ask them to suspend payments although it's unlikely that they will.
So you need to consider the nature of the misselling.
Does that clairfy? Alex
Sadly not as this a question and answer site and not intended for specialist advice.
You would need a specialist solicitor which would cost far more than the sire charges here sadly.
This site is for general information I am afraid.
I can advice on general situation of what to Do such I have done.
Can I clairfy anything for you. Alex