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Hello my name is ***** ***** I will help you with this.
How long do you have left on your contract? Alex
Do you have an assured shorthold tenancy?
Its bad news I am afraid. There is nothing you can do - you cant stop the mortgage company taking possession if he is behind on it - they have a secured legal right which you cant overcome.
They have a secured charge - this gives them the right.
But then they need to get an Order for possession from the Court. If that does happy you will get a warrant of eviction.
You can apply to halt the eviction - but the law says that you can only get 2 months.
In short you can delay it, but you cant prevent it.
I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest.Can I clarify anything for you about this today please?Alex