What is your defence?
There are not really any magic wands. The reality is that they are prosecuting you and if convicted you will receive a criminal records.
You do not have a defence and so would have no option but to plead guilty.
You could always offer to settle the matter out of court. Sometimes they will agree to that but it cannot be guaranteed. Usually they are looking for some of about £300.
The only issue here is whether or not the previous journeys mean that they would not accept an out-of-court settlement.
Can I clarify anything for you? Jo
It is not particularly that it is too late. The problem here is that it is the wrong type case as they seem to be able prove that you have done this many times before and that would mitigate in favour of prosecution.
You cannot deny it as that would not be true.
You can only either tell the truth or say nothing in the course of legal proceedings.
There is a risk of prosecution here but all you can do is offer.
For life. All records are for life.
It will stay on enhanced checking for life, on standard for eleven years and on basic for a year.
A fine is a conviction which is a criminal record.
It depends who is prosecuting you but usually there is a number quoted in the literature.
Failing that you would have to go to court and make the offer directly.
No. It should not impact upon a credit score.
You are sometimes asked during insurance applications but no more.