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When you come to account to the Court of Protection each year, this is likely to raise its head as a problem if your mother is not in the habit of making such gifts to grandchildren during her lifetime.
You would need to make an application to the Court of Protection for a specific agreement to allow this to happen. I’m sorry to say that it’s unlikely they would agree.
It would assist if you could prove to their satisfaction that your mother has sufficient funds to pay for her care fees and leave any surplus, for the rest of her expected natural life even after paying out this £12,000.
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