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Hello Krisztina my name is ***** ***** I will help you.
What is it you wan to achieve please?Alex
Sure, which bits dont you understand?
That is when the service, whatever that is starts. It does not have to be the date you signed, it can be a future date.
The annual fee is the amount specified in the contract or it will be set out somewhere in a schedule. It can only be a few from when the contract service date starts. It is for 12 months.
It makes no difference what was discussed pre contract, it only matters what is in the actual contract. If we're in any doubt you could have taken advice.
As the dispute is for £1000 then it would be a small claim. Costs are very limited. They are an issue fee for the claim and trial hearing fee. If you lose you have to pay them.
You can complain to trading standards or the consumer ombudsman for over charging.
Can I clarify anything for you about this today please?
The judge will look at the contract and make a determination where there is a dispute.
Start date is the agreed date the contract will start or the contract date if no other date is specified.
Annual fee is the fee due for the year, 12 months from the date of contract.
Does that clairfy?
Generally around 4%.
The bank rate is currently 0.5%