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Hello, my name is***** am a qualified lawyer and it is my pleasure to assist you with your question today.
Which party instructed the work to be carried out?
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Hello my name is ***** ***** I will help you with this.
Who instructed you, was it the homeowners?
Who accepted the quote - the loss adjuster acting for the insurer?
Ok - then its down to the insurer, they are acting as agent.
The homeowner didnt instruct you, they just got a quote.
The contracts are NOT with the homeowners, as they didnt ask you to do the work.
Your contract is with the insurer, as the loss adjusters were acting as their agents.Can I clarify anything for you about this today please?Alex
Correct, I would agree. There was a new quote and therefore confirms the contract with the insurers.
The Late Payments of Commercial Debts (Interest) Act 1998 does apply
Does that clarify? Alex
That makes no difference, if they accepted it on behalf of the insurers.
They were not instructed by the homeowners. The quote and invoice may be by the homeowner but who asked them to do the work?
Thats what it comes down to.
I think you have. Alex
They were instructed on behalf of the insurance company.
If in doubt sue the insurance company and name the homeowners as second defendant.
A Judge will find one way or another
Happy to help. Alex
Thats ok - they act on behalf of. You simply request those details yes. ALex