Hello my name is ***** ***** I will help you with this.
Do you just have the CCJ at this stage, you have taken no action to enforce?Alex
Ok - then I would apply for a charging order.
The cost is £110 and you need to complete form N379
You also need a copy of the title plan from the Land registry. You can get this online at:
You complete the form and send it to the Court. The Court will consider the application and send back an interim charging order.
You then file this with the Land Registry and the charge secures the debt.
The Court will then list the matter for hearing and decide whether to make that interim charge final.
Can I clarify anything for you about this today please?Alex
Yes thats fine. You can have a charge for £1.
It just secures the debt. You cant go for the tenant etc no.
You should go for a charge, this is the best option.
Does that clarify? Alex
You cant get it paid direct - third party debt order is to get money from a persons bank account.
But if they have less than £4000 at the time the bank gets the order then you only get what is in there.
So you could do it that way, but charge is always better as less risk
The court wont be impressed if you did this and you may not get costs.
You should do one first then another.
You can list that as a new question, it may be that picks it up or another expert.
If you want me, just start it for Alex and I can help.
If I could invite you to rate my answer before you go today please, otherwise the site does not credit me for the time spent with you today. Thanks and good luck. Alex