Hello, my name is***** am a qualified lawyer and I will be assisting you with your question today. Yes the car is indeed still yours legally but there is nothing stopping them from advertising it speculatively. It does not mean that if someone buys it from them that you would have to part with it. If you have not officially agreed to return the car and they have then sold it, they would be the ones in trouble as they would not have a car to give to the new buyer. So there is nothing stopping them from advertising the car on the assumption that they will soon get it back. They can take the advert down at any time and refuse to accept any offers if they have not got the car back yet. And as mentioned, if it happens that they end up selling it before you have agreed to return it - they will be the ones in the embarrassing position of not having the car to give to the new buyer so they would have to try and explain that and somehow deal with it.
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If you are rejecting the car because it does not adhere to consumer laws, such as not being fit for purpose, of satisfactory quality or as described then no, they should not be charging you an admin fee for rejecting it and requesting a refund
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