Hello my name is ***** ***** I will help you.
What is it you want to achieve please?
Are you not wanting to pay this or challenge it?
Why was it in your name from BG?
It will be hard, very hard. You can only challenge the decision of the Ombudsman through the High Court with a Judicial Review.
Even there the Judge has to find that the Ombudsman have either illegally or come to an unreasonable decision. This is an expensive process and can cost many thousands.
The alternative of course is that you let BG try and take you to Court. Then it would be for BG to show you owe the money. As the claim is for under £10,000 it would be a small claim so you dont need to worry about expensive legal fees if you lose.
But these are your only options. The cheapest is the second (small claim), but BG will produce the finding of the Ombudsman.
I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest.
Can I clarify anything for you about this today please?Alex
You would let them try and sue you, then you go before a Judge.
If you hire a lawyer it would be about £150 an hour and would probably exceed the sums claimed.
Does that clarify? Alex
There is a chance you could win - but Court is not guaranteed.
The fact you have the Ombudsman decision against you clearly is an issue for your case.
If I could invite you to rate my answer before you go today please, otherwise the site does not credit me for the time spent with you today. Thanks and good luck.