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Hi, Thank you for your question and welcome. My name is ***** ***** I will assist you. Have they made a court claim? Kind regards AJ
Hi, Thank you. When making a claim they should provide all evidence in a witness statement. Have they said a witness statement will follow? Have they provided any evidence that you made payments under this agreement? Kind regards AJ
Hi, Thank you. They can file a claim, but the claim may not go any where if they have not followed the civil procedure rules. One of the civil procedure rules is you must provide all evidence supporting your claim - if they have not you could potentially have the claim struck out under Civil Procedure Rules 3.4(2)(a) - no reasonable grounds for bringing the claim as the claim is not supported by evidence. This application is done by filing a form N244. The claim may be statute barred, have they made a demand for the money in the last 6 years? Did you receive notice that the debt was assigned? Kind regards AJ