How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Ash Your Own Question
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
Type Your Law Question Here...
Ash is online now

What happens if you don't have public liability insurance

Resolved Question:

What happens if you don't have public liability insurance and a member of the public slips and falls over on your premises and puts in a claim against ?
Submitted: 11 months ago.
Category: Law
Expert:  Ash replied 11 months ago.

Hello my name is ***** ***** I will help you.

Sadly the business would have to pay up.

Either you would admit it, then come to a deal or if you denied it the matter would go to Court.

Can I clarify anything for you about this today please?

Ash and other Law Specialists are ready to help you
Customer: replied 11 months ago.
How would it work if my business closed, I am a sole trader and have been trading at a loss for some years now, also I think the claim is/was-negligence on the person's behalf, would I be personally liable after closing the business ?
Expert:  Ash replied 11 months ago.

They could come after you personally.

So yes, if you are sold trader (ie non limited) then yes they could come after you.

Does that clarify?