1. Dear Neil, I regret to say that you will have to sue this person for the damage they have caused to your car. As this person did the damage personally, they will have no insurance to pay out on the damage to your car. I would suggest that as a first step, you get a solicitor to formally write a letter before action to this person to see if they reconsider their decision not to pay your damage claim. Then if they don't pay up at this stage, you should get the solicitor to issue legal proceedings against this person. Be aware that you can issue legal proceedings yourself. However, I would suggest you get a solicitor to handle it if there is any substantial damage, as it is often difficult to handle the issue and service of proceedings and their prosecution in court. Ultimately, you will be able to recoup the legal costs from this person as well.
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