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Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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My bank are trying to recover a debt from an account I have

Customer Question

My bank are trying to recover a debt from an account I have no knowledge of dating back to 2009, I have asked for them to confirm what this account was for, it has been 7 weeks and I cannot get an explanation. I am chasing this almost daily but am not getting any response.
Submitted: 11 months ago.
Category: Law
Expert:  Ash replied 11 months ago.

Hello my name is ***** ***** I will help you with this.

How much is the debt for please?

Customer: replied 11 months ago.
163;14,000
Expert:  Ash replied 11 months ago.

Ok - then in Scotland under the Prescription and Limitation (Scotland) Act 1973, debts are time barred if you have not made payments or admitted the debt in the last 5 years.
Therefore you are bound bound because that would be 2014. So the debt is time barred.

Can I clarify anything for you about this today please?