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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 70198
Experience:  Over 5 years in practice
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I need some advice about car finance which I've defaulted

Resolved Question:

Hi my name is***** need some advice about car finance which I've defaulted on.
I've not paid now for at least 3 months due to not having the funds. I needed to get away from my demestic situation in England. I now live in Sweden. The car finance people are going to get the police involved because I left the country. My question is can they legally?
Kind regards *****
Submitted: 11 months ago.
Category: Law
Expert:  Jo C. replied 11 months ago.

Where is the car?

Customer: replied 11 months ago.
In Sweden.
Customer: replied 11 months ago.
I can't afford to get it back to England
Customer: replied 11 months ago.
My phone won't let me dial England
Expert:  Jo C. replied 11 months ago.

Did they rent it to you in Sweden?

Customer: replied 11 months ago.
No I got the finance in England along with the car
Customer: replied 11 months ago.
I cannot dial England on my phone
Customer: replied 11 months ago.
Hello?
Customer: replied 11 months ago.
Hello are you still there?
Expert:  Jo C. replied 11 months ago.

The reason you are experiencing delay is that you keep posting before I have responded which pushes the question to the back of my list.

Were you allowed to remove the car from the country?

Customer: replied 11 months ago.
I don't know? And I haven't got the agreement anymore
Expert:  Jo C. replied 11 months ago.

You need to check your contract. However, I would imagine that you are not allowed to remove the car from the UK.

If you have done so and are not paying then that is something that they could report to the police.

Expert:  Jo C. replied 11 months ago.

Whether the police would act with you in Sweden is another matter.

Expert:  Jo C. replied 11 months ago.

But certainly in academic law it is an offence.

Can I clarify anything for you?

Jo

P.S. - I am just about to travel home so may not be able to respond immediately.

Customer: replied 11 months ago.
Sorry I can't afford the phone call it's come up as thank you for excepting the phone call
Expert:  Jo C. replied 11 months ago.

I haven't offered a call.

I think that it is the site automating an offer.

Customer: replied 11 months ago.
Is there a way around this?
Customer: replied 11 months ago.
Maybe if I dropped the car off somewhere and told the finance people where it is?
Expert:  Jo C. replied 11 months ago.

If you returned it to their offices in the UK I'm sure that would be acceptable.

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