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Hello my name is ***** ***** I will help you with this.
What is it you want to achieve please?
Have they got copies of the reminders which were supposed to be sent?
Does the lease say they can pass it to debt collection and that they can charge costs?
Ok - you must have a contract or agreement?
You must have something? There must be a contract or agreement of some kindIf you don't have a contract then they cant charge you these fees.
If they have a contract it must specify they can charge these fees.
That is what it comes down to, the contract. Therefore you must find it
Ask them for it - they must have one to rely on
Can I clarify anything for you about this today please?
If this answers your question could I invite you to rate my answer before you go today, otherwise the site doesn’t pay me for the time spent with you. Thanks in advance and good luck.
Well the debt company could try and issue a claim against you.
But if the contract does not state they can pass the money on or costs then you only need to pay the actual invoice.
Does that clarify?