Hello my name is ***** ***** I will help you with this.
Who was hacked, you or the person sending the money?
Sadly Lloyds TSB are not liable. It is not their fault you were given the details of a fraud account.
However you could seek a court order requiring Lloyds to give you the details of the fraud account, the persons name and address.
You would need to complete form n244:
A Court would list this for hearing and decide whether to make the order.
If the court does and you get the details you can sue the fraudsters direct.
You will need a Solicitor for this though (I cant do it for you as this is a question and answer site).
You can find a Solicitor here:
They should attend Court for you. If you win then you can claim the Solicitor cost back.
Can I clarify anything for you about this today please?
Then the bank may be liable. But in any event you are going to need a Solicitor to draft proceedings and represent you in Court.
You need to write and set out your losses and request a refund within 14 days or say you will go to Court within 14 days. You should make sure you send this signed delivery and keep a copy.
If they do not refund you then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://s3-eu-west-1.amazonaws.com/hmctsformfinder/n1-eng.pdf and take it to your local County Court.
The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce.
If the claim is for £10,000 or less it will be a small claim so you will not need legal representation. Over this value you would need representation for trial. But given you are abroad then you will need representation if you are not going to attend the trial itself.
Yes you could get an order in your home county.
You could also do with a UK lawyer to help you.
You can find one here:
To get a Court order here it may cost around £1000, the cost of which can be added to the debt
Does that clarify?
They can be recognised. There are reciprocal agreements in place.