Hi, thank you for your question. Just a bit more information required to fully assist you:
-Have you divorced?
-Was there a financial settlement as part of the divorce, if so what were the terms?
-Whose name is ***** ***** in?
Thanks for confirming. If he is willing to transfer his share of the property to you, it would be highly recommended that this be done under the terms of a consent order which is approved by the court alongside the divorce. You should be aware that even after divorce, you will both be entitled to seek financial relief from the other and this right to claim only ends on remarriage of the putative application, their death or by a court order settling the finances.
You will also need the consent of the mortgage provider to transfer the mortgage to a sole name and they will have their own application and you will need to satisfy their affordability criteria to transfer it.
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