1. Dear Paul, obviously if you lose you will have a County Court judgment against you. However, this will not register against you until 21 days have elapsed. So, it will not affect your credit rating unless you let it sit there and don't discharge any judgment given against you. So, even if the worst happens and you have a County Court judgment against you, you simply need to pay it off before 21 days have elapsed and then it will have no consequences for your credit rating.
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