Hello my name is ***** ***** I will help you.
What would you like to know about this today please?
Yes I read the question. Did you not get the charge removed once you had the letter from the mortgage company?
I am not sure what you mean - you want the charge removed, is that all?
How long has it been since you made the payment on the mortgage?What is the matter in Court for?
Do you accept you owe that sum?
Was that letter before or after Judgment?
Ok - in reality this is a problem for you.
They have Judgment, they are entitled to the sums owed and they have a charge on the property.
You can try the letter and say they have no interest. However if that was truly the case they would have removed the charge on the property and sought to discharge the court order.
As they did not do any of these indicates it was an error.
The fact remains sadly they have Judgment and therefore on that basis alone they are entitled to possession.
You could argue that there is a legitimate expectation that as the letter said they have no interest means they have waived their right - but in reality this is not a very strong argument
I am sorry if this is not the answer you want, nor the one I want to give you, but I have a duty to be honest.Can I clarify anything for you about this today please?
Without doubt I would get a Solicitor.
Does that help?
If this answers your question could I invite you to rate my answer before you go today, otherwise the site doesn’t pay me for the time spent with you. Thanks in advance and good luck.