Thank you for your question
My name is Clare
I shall do my best to help you but I need some further information first.
What is the nature of the other debt you refer to - who is the money owed to and how is it secured on the house
When was that secured on the house and how was the bank debt secured - and when
I have bad news I am afraid.
Unless you can show that the sale of the property will not settle the debt due to the bank the court will make the order for sale.
To stop it you will need to produce the Office Copy Entries proving that the other larger debt takes precedent together with evidence from the Creditor of the amount outstanding.
The Bank do not have to make any counter offers I am afraid
Please ask if you need further details
Have you checked the Land Registry yourself?