Thank you for your question
My name is Clare
I shall do my best to help you but I needs some further information first.
I shall deal with the original question - I am afraid that the rules of the site mean that the other two need to be asked separately
I understand that you and your wife have been separated for more than 9 years but are still married.
How much is the house worth and how much is outstanding on the mortgage?
What income do you each have?
How much does a one bedroom property in the same general area cost to buy?
No I need to know how much she would need to rehouse herself if the property was sold
I need to know how much one bedroom properties in the area cost to buy
Are you willing to have a divorce now?
What pension provision do you have?
You are entitled to a divorce based on the fact that you have lived apart for more than five years
Within the proceedings you can apply to the court for the finances to be dealt with.
The starting point for division of all the assets - including pensions - is 50/50
I hope that this is of assistance - please ask if you need further details
Your daughters have no claim on the property.
Only you and your wife are entitled to a share of the equity - not the church or your daughters
It is your private pension that your wife has a claim on if she has her own private pension then yes you have a claim on that.
Once the divorce is underway then you can start negotiations on the finances - the sooner you start the sooner it will be over.
You can find the forms here
The fee is £550
The starting point will be 50/50 - and it is unlikely that the Court will in fact move from a 50/50 division