How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask Jo C. Your Own Question

Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 30929
Experience:  Over 5 years in practice
12826847
Type Your Law Question Here...
Jo C. is online now

Im in desperate need of knowing what i can do. Im a single

Customer Question

Hello im in desperate need of knowing what i can do .
Im a single mum with 3 kids, my twin boys have disabilities, i have mental health problems and am on meds but still get extreme anxiety depression and have attempted suside, i am managing to cope but things like pressure can push me to melt down. I was hounded by a no win no fee company to which i agreed to let them claim for a previous car accident which i was not liable for. I sent all info they asked for, went for medical all seemed ok untill i recieved a letter saying i had broke the terms and conditions by admitting in writting to my insurer that i accept liability, I would not as it was not my fault, they sent me the 'evidence' to my horror was a document that i had seen before but had been changed, and forged to imply i accepted liability. Ive told the firm this has been altered and the signiture looks very simular to mine but is not mine. The solicitors say they dont recieve my responces even when sent via recorded delivery. They have now passed a debt that apparantly i owe for their work as i broke the terms and conditions over to a dcbl, who have been to my house and posted aa notice of visit stating theres a high court writ against me to the value of 3,957.43 with intrest continueing to accrue and it has to be paid in full today or they will be sieze goods from my property. Mr ***** ***** High court enforcement agent has looked threw my windows and pesterd n pressed my neighbours for info about me and wheres a camera that was recording them so my neighbours felt very intimidated, im a nervous wreck as i know how forcefull these bailifs can be and they dont care that i havnt done anything wrong and im not accepting this debt as ive been a victim of lies forgery and i feel they have to avantage as im vunrable. What can i do??? Please Please help me im terrified of being in my own home.
kind regards ***** ***** ward
Submitted: 2 months ago.
Category: Law
Expert:  Jamie-Law replied 2 months ago.

Hello my name is ***** ***** I will help you.

Did they ever issue court proceedings against you please?

Customer: replied 2 months ago.
im not sure , i think so but ive got all the forms infront of me but i dont know whats what. Ive got a blue form saying claim form county court money claims centre
Customer: replied 2 months ago.
ive got a letter titled Judgment for claimant and a claim number. It says because ive not replied im therefore orderd to pay the claimant for the debt, sorry jamie my anxiety is getting the better of me i hope i have answered you properly. I thank u for your offer live discussion but im worried about payments mounting as i think ive already paid 56.00 to ask the question being a single mum on benefits i dont want to get in any debt
Expert:  Jamie-Law replied 2 months ago.

Did you ever get a claim form?

Customer: replied 2 months ago.
i didnt get time to respond to it as i had another letter ordering me to pay it
Expert:  Jamie-Law replied 2 months ago.

When you got the claim form it gives you 14 days to respond or 28 days if you send the acknowledgment?

Customer: replied 2 months ago.
To be fair i dont open all my mail as soon as i get it because of my mental health problems i can be very irratic and suffer with long bouts of depression, so sometimes if im struggling to cope i cant open any post till i feel strong enough to
Customer: replied 2 months ago.
hello

What Customers are Saying:

 
 
 
  • Thank you so much for your help. Your answers were really useful and came back so quickly. Great! Maggie
< Previous | Next >
  • Thank you so much for your help. Your answers were really useful and came back so quickly. Great! Maggie
  • A quick response, a succinct and helpful answer in simple English. I believe I can now confront the counter party with confidence -- worth the 30 bucks! Rick
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C.
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther
 
 
 

Meet The Experts:

 
 
 
  • Jo C.

    Jo C.

    Barrister

    Satisfied Customers:

    30316
    Over 5 years in practice
< Last | Next >
  • http://ww2.justanswer.com/uploads/EM/emus/2015-7-7_192327_bigstockportraitofconfidentfemale.64x64.jpg Jo C.'s Avatar

    Jo C.

    Barrister

    Satisfied Customers:

    30316
    Over 5 years in practice
  • http://ww2.justanswer.com/uploads/BE/benjones/2015-12-1_0437_ennew.64x64.jpg Ben Jones's Avatar

    Ben Jones

    UK Lawyer

    Satisfied Customers:

    11553
    Qualified Solicitor - Please start your question with 'For Ben Jones'
  • http://ww2.justanswer.com/uploads/BU/Buachaill/2012-5-25_211156_barrister5.64x64.jpg Buachaill's Avatar

    Buachaill

    Barrister

    Satisfied Customers:

    1754
    Barrister 17 years experience
  • http://ww2.justanswer.com/uploads/JO/jojobi/2013-3-19_0265_maxlowryphoto.64x64.jpg Max Lowry's Avatar

    Max Lowry

    Advocate

    Satisfied Customers:

    894
    LLB, 10 years post qualification experience
  • http://ww2.justanswer.com/uploads/UK/UKLawyer/2012-4-12_9849_F2.64x64.jpg UK_Lawyer's Avatar

    UK_Lawyer

    Solicitor

    Satisfied Customers:

    750
    I am a qualified solicitor and an expert in UK law.
  • http://ww2.justanswer.com/uploads/KA/Kasare/kasare.64x64.jpg Kasare's Avatar

    Kasare

    Solicitor

    Satisfied Customers:

    402
    Solicitor, 10 yrs plus experience in civil litigation, employment and family law
  • http://ww2.justanswer.com/uploads/OS/osh/2015-7-7_19268_gettyimagesb.64x64.jpg Joshua's Avatar

    Joshua

    Lawyer

    Satisfied Customers:

    8199
    LL.B (Hons), Higher Prof. Dip. Law & Practice