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When was it ?
When did you discover this?
Ok. Why didn't you apply immediately?
I can't do that. The subsequent questions depend on your answers.
No, sorry, I meant why didn't you apply to set it aside immediately?
You can always apply to have it set aside. That is easy enough to do.
The problem is just whether you meet the criteria or not.
There isn't really a doubt that the papers were delivered.
They just weren't dealt with because you are abroad.
There is caselaw that says that a person abroad should keep tabs on their post in the UK.
However, it is worth trying. The reality is that it might be allowed. That case is widely disapplied.
If the Judge thinks you have a good defence it will probably be allowed even if there are grounds for refusal.
Can I clarify anything for you?
it is not entirely down to them but that does always help.
Yes, I understand
CCJs have a devastating effect upon credit ratings.