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Hi, thanks for your further question. You will remain solely liable for the mortgage and unless there is agreement between you she has no obligation to pay it and therefore there will be a risk that there will be arrears. You should therefore consider pursuing a court application usimg Form A and a £255 court fee to deal with the finances alongside the divorce.
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She can pursue a divorce without mediation. In relation to the financial and children matters, all she needs to do is attend a mediation information session, and if the mediator does not think mediation is appropriate she can be signed off and pursue a court application regarding both.
She should be informing you immediately by serving the documents once they are issued by the court.