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Harris
Harris, Law Specialist
Category: Law
Satisfied Customers: 2851
Experience:  Family Law - Specialist in Divorce, Financial Relief and Children Matters
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I have 2 questions. First basicly what's the easiest and

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I have 2 questions. First basicly what's the easiest and quickest way for a divorce process please?
Secondly I ave numerous debuts with my wife, whom I have separated from in past year. 2 of which are secured loans. We are both in debut management schemes with Payplan. However my employment income has reduced over past 3 months. If I stopped paying the debuts would it just effect the named property or my current property which I'm renting in at the moment? Alternatively can I suggest all debuts are paid of from the value of the property

Hi, thank you for your question. Just a bit more information required to fully assist you:

-Will your wife agree to the divorce?

-What is the value of the property the debts are secured against and what is the outstanding mortgage on the property?

-What is the amount of debt you have currently?

Customer: replied 1 year ago.
wife agrees to divorce. Not sure of value of house as it is in her name, although we both lived in it for 11 years.
Customer: replied 1 year ago.
Please can you email copy of your advice

-What is the value of the property the debts are secured against and what is the outstanding mortgage on the property?

-What is the amount of debt you have currently?

Customer: replied 1 year ago.
Total debt is about £15.000. Don't know about mortgage and property is not in my name

How long were you married for and was the property in question the matrimonial home?

Customer: replied 1 year ago.
we are still legally married just separated
Customer: replied 1 year ago.
Posted by JustAnswer at customer's request) Hello. I would like to request the following Expert Service(s) from you: Live Phone Call. Let me know if you need more information, or send me the service offer(s) so we can proceed.

How long were you married for and was the property in question the matrimonial home?

Customer: replied 1 year ago.
11 yrs

Thank you. Firstly, despite the property being in her sole name you are entitled to occupy it until divorce as well as make a claim towards it as part of a financial settlement. As the debts appear to be joint debts, the debt company can pursue you both for this. If the property is sold and the debts are registered as a charge then this can be paid off after the mortgage, and any equity remaining will be divided between you.

I hope this assists you. If you found this information helpful please provide a positive rating using the stars at the top of this page. I will not be credited for your question without a positive rating. Thank you

Harris and 3 other Law Specialists are ready to help you
Customer: replied 1 year ago.
Thankyou. Please could you email me this. [email protected]