Thanks for your enquiries.
As Joint tenants, the property passes automatically, through survivorship, to the survivor on the death of the first party.
Hence, the survivor will only be liable for any Mortgage/loan secured against the property.
Any debts which the deceased had then become payable out of their own Estate and these debts are not the responsibility of the surviving owner of the property (the deceased's share in the property does NOT form part of their Estate, as it passes automatically to the survivor).
I hope this assists and sets out the legal position.
If I have helped, I would be grateful if you could rate my answer.
The party who is occupying the property should be responsible solely for the utility bills, as they are solely benefitting and using the utilities.
Both parties are jointlyresponsible for the upkeep costs- ie repairs/maintenance (on the basis that the non occupier benefits from the increase or non decrease in the value of the property which such maintenance brings).
I hope this helps.
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