Hi there, a settlement can be negotiated at any time - be it before the 3 year anniversary or after it. Only you and the other side can agree on such a settlement so it is up to you whether you reach one. Neither party can be forced to negotiate or agree to a settlement so the agreement of both parties will be needed. Once the claim is submitted a settlement can be negotiated at any time during the claims process, even in the middle of the final court hearing, so there is no time limit as to when that can happen
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