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Hello my name is ***** ***** I will help you with this.
Did you fight the CCJ? When was the CCJ please?
Sure. Come back when you are ready
Yes indeed, that does not mean the debt is not due.
You have a number of options
1) challenge the ccj and have it set aside, but the delay is against you
2) pay it in full
3) agree a repayment plan
Sadly those are the only options the law allows you to do. You need to show if you apply to set aside that you have a defence to the claim and that you acted promptly.
Can I clairfy anything for you about this today please?
There is Judgment at the moment, that is what you are stuck with. You have a Judgment against you.
Sadly the merits of the case are secondary, there is a Judgment against you. You only have an option to appeal within 21 days. As this was in 2014 then sadly you are 2 years out of time.
You can challenge the costs, but not the actual debt.
I am sorry. Does that clarify?
Whether that is or not is another matter. All you can do is take 1 or 3 options above. Sadly you cant do any more.
If it has been assigned and you dispute this, that should have been done at CCJ?Charging order stage.
I am sorry. Can I clarify anything else for you?