Hello, my name is***** am a qualified lawyer and I will be assisting you with your question today.
Thank you for the detailed information. Please could you clarify the full amount of the debt which I understand dates back to 2006?
I have looked into your query in more detail but unfortunately it is not something I can assist with. I will therefore ‘opt out’ and a colleague better placed to deal with the nature of your query should hopefully pick this up soon. Please do not reply in the meantime as that will just assign the question back to me and you will experience a delay. Thank you
Hello my name is ***** ***** I will help you with this.
What is it you want to achieve?
Just to be clear, at what stage are we with Court proceedings?How much is the original debt and then how much is the CCJ for?
All you have to establish at a set aside hearing is that you have 'some' defence. It is night a high test.
So if you can show you have some argument then yes it will be set aside.But if there is no signed agreement then yes it will cause problems for the Claimant.
We also now that the OFT recommended £12 maximum charge and they are in breach of this.
Can I clarify anything for you about this today please?
Yes I can answer further questions once you rate, just ask foe me.
Does that clarify?